CURRENT RATES

Effective 02/06/12

****Add. 50% to rate
for non owner
CONFORMING FIXED
30/30


15/15

3.75%
(1.00)
 3.00%
(1.00)
3.875%
(0.50)
3.125%
(0.50)
4.00%
(0.00)
3.25%
(0.00)
 
JUMBO FIXED
30/30

 
15/15

4.00%
(1.00)
 
3.375%
(1.00)
4.125%
(0.50)
 
3.50%
(0.50)
4.25%
(0.00)
 
3.625%
(0.00)
CONFORMING 7/1 & 5/1 FIXED ARM
30/7

 
30/5

3.25%
(1.00)
 
2.875%
(1.00)
3.375%
(0.50)
 
3.00%
(0.50)
3.50%
(0.00)
 
3.125%
(0.00)
 

JUMBO 7/1 & 5/1 FIXED ARM
30/7

 
30/5

3.25%
(1.00)
 
3.00%
(1.00)
3.375%
(0.50)
 
3.125%
(0.50)
3.50%
(0.00)
 
3.25%
(0.00)
CONFORMING INTERST ONLY FIXED ARM
7/1

 
5/1

3.75%
(1.00)
 
3.375%
(1.00)
3.875%
(0.50)
 
3.50%
(0.503
4.00%
(0.00)
 
3.625%
(0.00)
 
JUMBO INTEREST ONLY FIXED ARM
7/1
  5/1
3.875%
 (1.00)   3.75%
 (1.00)
4.125%
 (0.50)   3.875%
 (0.50)
4.25%
 (0.00)   4.00%
 (0.00)
6 MO
LIBOR
  
Loan
Products
2nd
to None
n/a
(1.00)
  
n/a
(.075)
  
n/a
(0.00)
  

6 MO

LIBOR

  

949. 363.9750
telephone

949. 495.9446
fax
n/a (1.00)  
n/a (.075)  
n/a (0.00)  
 NO COST LOANS
190,000/417,000 Loan Amounts 4.00% 30/30 
417,100/450,000 Loan Amounts 4.25% 30/30 
450,000 and up Loan Amounts 4.125% 30/30